Accept Swish Payments on Shopify

Direct Integration Without PSPs • Complete Control • Transparent Fees

Swish Shopify Integration

The Swedish Merchant's Dilemma

Picture this: You're a successful Shopify merchant targeting Swedish customers. You know that Swish is the preferred payment method for millions of Swedes – it's trusted, instant, and widely adopted. But when you try to add Swish to your Shopify store, you hit a frustrating wall.

Shopify doesn't offer native Swish support, and most providers force you into expensive PSP arrangements where you lose control of your payment processing and pay hefty fees. You're left wondering: "Why can't I just use my own Swish merchant account directly?"

You're not alone in this frustration. Thousands of merchants face this exact challenge every day.

Imagine Direct Swish Integration

Envision a world where you have complete control over your Swish payments. No middleman taking a cut. No complex PSP agreements. No loss of customer data or payment control.

Your Swedish customers see Swish as a payment option, click it, and complete their purchase instantly using their mobile app or by scanning a QR code. The payment goes directly to your Swish merchant account, and your Shopify order is automatically updated. You keep full control, transparent fees, and direct relationships with your bank.

This Vision is Now Reality with CartDNA

Our direct Swish integration for Shopify makes this possible. No PSP required, complete merchant independence, and setup takes just minutes.

Your Path to Direct Swish Integration

What You Need to Get Started

1

Active Shopify Store

Any Shopify subscription plan (Basic, Grow, Advanced, or Plus) with an active store ready for payment integration.

2

Swish Merchant Account

Your own Swish merchant account through a Swedish business bank with a unique Swish Payee Alias (starting with "123").

3

CartDNA Shopify App

Install our certified Shopify payment app from the Shopify App Store for seamless integration.

Step-by-Step Integration Process

Step 1: Install CartDNA Swish App

Visit the CartDNA Swish Payment Gateway in the Shopify App Store and install it to your store. The installation takes less than 2 minutes.

Step 2: Obtain Your Local Swish Certificate

Contact CartDNA support team with these details:

We'll send you a CSR file to create your local certificate through your bank's Swish merchant portal.

Step 3: Configure Your Integration

Upload your Swish local certificate (.pem file) to the CartDNA app's custom configuration section. Your integration is now complete and ready to process payments!

Total Setup Time: Under 10 Minutes
From app installation to live payments, your direct Swish integration is operational in minutes, not days.

How Your Customers Pay with Swish

Mobile Payment

Customers are redirected to the Swish app, authorize payment, and return to your store automatically.

QR Code Payment

Desktop customers scan a QR code with their Swish app to complete payment instantly.

Bank-Grade Security

All transactions use SSL/TLS encryption with PCI compliance and GDPR protection.

Why Choose Direct Integration?

Complete Merchant Independence: Process payments with your own Swish account directly – no PSP fees, no loss of control, unlimited growth potential.

Cost Transparency: Pay only CartDNA's onboarding fee and small transaction fee (required as Shopify payment partner). No hidden PSP costs or percentage-based markups from middlemen.

Technical Reliability: Our solution is built by official Shopify Payment App Development Partners, fully approved by Shopify, and seamlessly integrates with native checkout.

Multi-Market Ready: Perfect for international brands wanting to offer Swedish customers their preferred payment method while maintaining other payment options globally.

Supported Swedish Banks

Danske Bank
Handelsbanken
Länsförsäkringar Bank
Nordea
SEB
Swedbank
Sparbanken Syd
ICA Banken
Ålandsbanken
Marginalen Bank

Security & Compliance

PCI Compliant
Swish Certified
GDPR Ready
EU Hosted

Frequently Asked Questions

How long does the Swish integration take?

From CartDNA's perspective, the technical integration takes only a few minutes once you have your Swish certificate. The entire process from start to finish can be completed within 24-48 hours, depending on how quickly you obtain your certificate from your bank.

What are the costs involved?

There's a minimal onboarding fee and a percentage-based transaction fee that applies to all successful transactions. As a Shopify payment partner, CartDNA is required to pay transaction fees back to Shopify, which is why this fee is necessary. No hidden PSP costs or middleman markups.

Can I handle refunds through Swish?

Yes! Our integration supports comprehensive refund management including automatic refunds processed directly from Shopify admin, partial refunds, real-time processing with customers receiving refunds within minutes, and automatic order sync updates in Shopify.

Does CartDNA Swish app support all Shopify subscriptions?

Absolutely! Our app supports all Shopify subscription plans: Basic, Grow, Advanced, and Plus. It's also Shopify market ready, meaning your store's base currency doesn't need to match the payment method's supported currency.

Is this solution secure and compliant?

Our solution maintains the highest security standards with bank-grade SSL/TLS encryption, full PCI compliance with no sensitive card data stored, official Swish API certification, and GDPR compliance with minimal data processing and EU-hosted servers available.

Ready to Accept Swish Payments Directly?

Join hundreds of merchants who've taken control of their Swedish payment processing. Start your direct Swish integration today and experience the freedom of merchant independence.

Have questions about your specific setup?
Contact our payment integration specialists