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Accept PayOn By Sterling Bank on Your Nigerian Shopify Stores

Boost Conversions in Nigeria with PayOn by Sterling Bank

What is PayOn?

PayOn is a digital payment solution by Sterling Bank Nigeria, built to enable secure, real-time transactions directly from Nigerian bank accounts. It empowers online shoppers to make payments without cards, just bank details or USSD, offering a seamless checkout experience for local users.

How PayOn Works

At checkout, customers select PayOn, authenticate via their Nigerian bank (using account details, mobile app, or USSD), and confirm payment instantly. No card is required, making PayOn highly accessible and trusted among local buyers.

Supported Currencies & Countries

PayOn is available in Nigeria and supports payments in Nigerian Naira (NGN). It connects with all major Nigerian banks, enabling broad adoption among local consumers.

Why Shopify Merchants Should Accept PayOn

  • Unlock Local Revenue: With millions of Nigerian shoppers preferring bank transfers or USSD over cards, PayOn lets you offer a native payment experience that drives conversions.
  • Trusted & Secure: Backed by Sterling Bank, PayOn ensures secure, bank-grade authentication and reduces fraud risks.
  • No Cards Needed: Reach unbanked and underbanked users by accepting payments directly from bank accounts—no debit card required.

Add PayOn to Your Store with CartDNA

CartDNA makes it easy to integrate PayOn into your Shopify store or custom website. With our localized payment plugins, you can offer a trusted Nigerian payment method, increase conversion rates, and build customer confidence with a checkout experience tailored for the Nigerian market.

Want to offer PayOn in your store? Contact CartDNA today and go live fast!


Shopify + PayOn: Nigerian Merchant Payment Guide

PayOn

Shopify + PayOn: Nigerian Merchant Payment Guide

Simple Setup Process

Installing the PayOn CartDNA Shopify app is quick and easy—just click install, enter your API credentials, and activate. After purchasing the app license, you can start accepting PayOn payments from your customers instantly.

Wide User Reach

PayOn taps into millions of Nigerian users who prefer bank transfers and USSD payments, helping merchants access a large, growing market of local buyers beyond cardholders.

Cardless Payments

Enable customers to pay directly from their Nigerian bank accounts using mobile apps or USSD—no debit or credit card needed, making checkout easier and more inclusive.

PayOn Shopify App

CartDNA’s Shopify-approved PayOn app integrates directly with Shopify Checkout, works seamlessly with Shopify, and can be used alongside Shopify Payments with no restrictions.

Features

Payment type Bank Transfer
Merchant locations

Africa

Niger

Currencies

Settlement currency :

NGN

Processing Currency :

NGN

Other

Chargebacks :

✔️

Sales day payout :

✔️

Recurring :

✔️