Accept Home Credit Payments on Your Shopify Stores

What is Home Credit? 

Home Credit provides consumer financing and flexible installment plans for shoppers. It allows customers to buy products immediately and pay over time. This service focuses on financial inclusion for people without credit cards. It serves millions of users in the Philippines.

How does this payment gateway work? 

Customers select Home Credit at checkout. They log into their account and confirm loan terms. The system verifies the contract with a one-time password. You receive the full payment immediately. Home Credit collects monthly installments from the customer.

Supported Currencies and Countries 

This payment gateway operates in the Philippines. It processes transactions in Philippine Pesos. Your store reaches a massive local audience through this specific financial network. It targets shoppers who prefer mobile financing over standard bank loans or credit card payments.

Why Shopify Merchants Should Accept Home Credit?

Accepting Home Credit removes the barrier of high upfront costs. It makes your products affordable to more people. You gain access to a loyal user base. This method increases your average order value by offering manageable monthly payments to your customers.

Secure and Reliability 

The platform uses biometric logins and one-time passwords to verify identity. Every transaction undergoes strict fraud monitoring. You receive guaranteed funds once the loan is approved. Home Credit manages all collection risks and protects your business from payment defaults.

Broader Market Reach 

You reach shoppers in the Philippines who do not own credit cards. This gateway connects your store to a large segment of mobile-first consumers. Offering local financing builds trust with regional buyers. It expands your customer base beyond traditional banking users.

How to add Home Credit to your Shopify Store?

Integrating Home Credit into your Shopify store is quick and easy, allowing merchants to offer a secure payment option to their customers. This integration increases customer satisfaction, boosts conversion rates, and provides a simple setup process.