Accept Optima Bank Payments on Your Shopify Store

What is Optima Bank?

Optima Bank is the leading commercial financial institution in Kyrgyzstan, recognized as the "Bank No. 1" for over a decade. It offers a sophisticated digital ecosystem through its Optima24 platform, providing users with advanced mobile banking and virtual card services. It is the preferred choice for premium banking clients and corporate entities across the Kyrgyz Republic.

How does this payment gateway work?

The Optima Bank gateway facilitates high-speed digital transactions by linking the Shopify checkout to the Optima24 mobile environment. When a customer selects Optima Bank, they initiate a secure session via their mobile number. The buyer then approves the payment through the Optima24 app or via a secure 3D-Secure SMS verification. This ensures a direct, authenticated transfer from the bank's internal ledger to the merchant.

Supported Currencies & countries

Optima Bank provides comprehensive coverage across Kyrgyzstan, serving both urban centers and regional branches. The gateway processes all local sales in the national currency, the Kyrgyz som (KGS). Additionally, due to its robust international banking roots, it offers superior multi-currency support and competitive exchange rates for merchants dealing with cross-border elements within the region.

Why Shopify Merchants Should Accept Optima Bank?

Integrating Optima Bank grants merchants instant credibility by associating their store with Kyrgyzstan’s most awarded financial brand. It provides access to a high-spending demographic that utilizes Optima's premium Visa and UnionPay cards. By offering this gateway, merchants ensure a lower failure rate for high-value transactions compared to standard mobile wallets.

Secure & Reliability

Optima Bank employs elite-tier security protocols, including multi-factor authentication and advanced fraud monitoring. As a regulated commercial bank, it offers a level of settlement reliability and legal protection that is unmatched by non-banking digital wallets. Merchants benefit from guaranteed payouts and a highly stable API that maintains consistent uptime even during peak shopping holidays.

Broader Market Reach

By adding Optima Bank, your Shopify store connects with a vast network of corporate employees and cardholders who rely on Optima for their primary salary and business accounts. This integration is essential for reaching professional and institutional buyers in Kyrgyzstan. It allows you to position your brand as a trusted high-end retailer capable of handling official bank-verified payments.

How to add this payment gateway to your Shopify Store?

Integrating Optima Bank into your Shopify store is quick and easy, allowing merchants to offer a secure payment option to their customers. This integration increases customer satisfaction, boosts conversion rates, and provides a simple setup process.