See All Shopify Payment Methods
Accept Pay by Bank Payments on Your Shopify Stores
Pay by Bank: A Secure, Cost-Effective Payment Method
Pay by Bank is a modern, direct account-to-account payment method offered through Stripe that enables customers in the UK to pay securely from their bank account using their banking app. It leverages Open Banking technology to ensure fast, seamless, and secure transactions—without the need for card details.
Key Features and Functionality
Instant Account-to-Account Transfers
Payments are initiated directly from the customer’s bank account, offering real-time settlement without traditional card processing intermediaries.
Bank-Level Security with Biometric Authentication
Customers authenticate payments using their mobile banking app, with fingerprint, face ID, or other bank-grade biometric methods—reducing the risk of fraud and chargebacks.
Frictionless Checkout Experience
Customers do not need to enter long card numbers or remember passwords. They simply select their bank and approve the payment via their mobile banking app.
Optimised for Mobile and Desktop
Pay by Bank is fully responsive and works across all major browsers and mobile devices, providing a consistent checkout experience.
Customer Benefits
• Secure Payments with their trusted bank app
• No Card Required
• Quick and Easy Checkout
• Real-Time Confirmation
Customers enjoy faster checkouts with higher confidence, knowing their payments are secure, bank-authenticated, and processed in real-time.
Adding Pay by Bank to Your Shopify Store
Integrating Pay by Bank payments into your Shopify store is easy and quick, allowing merchants to offer a secure and efficient payment method. This integration enhances customer experience, boosts conversion rates, and simplifies the setup process.
Want to enable Pay by Bank payment option for your customers? Contact us today to get started!

Pay by Bank Payments

Simple Setup Process
Installing the MobilePay CartDNA Shopify app is quick and easy—just click install, enter your API credentials, and activate. After purchasing the app license, you can start accepting Pay By Bank payments from your customers instantly.
Reduce Payment Processing Costs
-55% fees compared to traditional card payments. Stripe charges only 1% per successful transaction for Pay by Bank—half the cost of most card payment fees. This allows merchants to increase margins without compromising on customer experience.
Increase Sales and Conversion
+42% sales uplift observed by businesses adopting account-to-account payments. By reducing friction at checkout and offering a trusted, secure payment option, merchants can drive significantly higher conversion rates.
Pay by Bank Shopify App
CartDNA’s Shopify-approved Pay By Bank app integrates directly with Shopify Checkout, works seamlessly with Shopify, and can be used alongside Shopify Payments with no restrictions.
Features
Payment type | Bank Transfer |
---|---|
Merchant locations |
Europe and Russia Germany, United Kingdom |
Currencies |
Settlement currency : EUR, GBP Processing Currency : EUR, GBP |
Other |
Refunds : ✔️ Partial refunds : ✔️ Multiple partial refunds : ✔️ Chargebacks : ❌ Local entity required : ✔️ |