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Shopify Payment Method

Public Bank for Shopify merchants targeting Malaysia

Increase Malaysia checkout conversion with Public Bank

Public Bank provides a reliable bank transfer option for merchants catering to Malaysian consumers, ensuring a simple and direct payment process.

Built for stronger local trust and smoother checkout in Malaysia.

As a bank transfer method, Public Bank fits well in the Malaysian market, offering a straightforward payment process without recurring or one-click capabilities. It is ideal for merchants seeking a traditional and secure payment option.

MalaysiaBank TransferSimple and secure checkout
Public Bank payment method guide for Shopify merchants targeting MY

Trusted Malaysia Payment Method

Malaysia focusLocal favouriteHigh conversion in Malaysia

Payment Method Details

Market Fit

Primary marketMalaysia
Consumer currencyMYR
Merchant availabilityMalaysia

Capabilities

Refund supportRefund support details not available.
Recurring supportNot supported
Settlement currencyMYR

Malaysia focus

Strong local relevance for merchants targeting Malaysia.

Standard coverage

Standard payment coverage without an additional assurance layer.

Secure authentication

Uses a secure flow to complete the customer payment step.

Bank Transfer positioning

Bank Transfer with strong domestic checkout fit for Malaysia.

PCI-aware payment infrastructure
Secure bank authentication
No unnecessary card-detail exposure

Conversion insight

Why Public Bank can improve local checkout performance

A local payment method can remove hesitation at the final payment step. For merchants selling into Malaysia, the gain is usually less about adding another button and more about matching buyer expectation, pricing context, and local checkout trust.

Market fit

Malaysia

Designed for local checkout familiarity in Malaysia.

Currency readiness

MYR

Supports local pricing expectations and payment operations.

Checkout confidence

Standard

Built to reduce friction and improve payment trust at the final step.

Payment stack strategy

Local + global balance

The strongest setup usually combines a trusted local method with broader international coverage. For Malaysia, that often means leading with Public Bank while keeping cards and PayPal available for wider buyer preference coverage.

Public BankMaybankCimb Bank

What Public Bank is

Public Bank is a bank transfer payment method available for Shopify merchants in Malaysia.

Public Bank offers a simple and secure bank transfer option for Shopify merchants targeting the Malaysian market. It allows customers to pay directly from their bank accounts.

While it lacks advanced features like recurring payments and one-click checkout, it provides a reliable and trusted payment experience for both merchants and consumers.

Market Focus

Exclusively available for the Malaysian market.

Payment Type

Facilitates payments through direct bank transfers.

Security

Offers a secure payment process without chargeback risk.

Why Public Bank matters

Understanding the benefits of Public Bank can help merchants optimize their payment strategy.

Local Market Relevance

Tailored for Malaysian consumers, ensuring market fit.

Security

Provides a secure payment process with low risk of chargebacks.

Simplicity

Offers a straightforward payment process without complex features.

Trust

Backed by a reputable financial institution in Malaysia.

How Public Bank works

The payment flow involves a direct bank transfer from the customer to the merchant.

1

Customer selects the method

The customer chooses Public Bank as their payment option at checkout.

2

Initiate Bank Transfer

The customer is guided to initiate a bank transfer from their account.

3

Payment Processing

The bank processes the transfer and notifies the merchant of the transaction.

4

Merchant receives confirmation

The merchant receives confirmation of the payment and can proceed with order fulfillment.

When to use Public Bank

Public Bank is ideal for merchants targeting the Malaysian market.

Ideal scenarios

  • Malaysian consumers
  • Traditional payment preferences
  • Secure transactions

Not ideal

  • Merchants needing recurring or subscription-based billing
  • Checkouts requiring a one-click saved-payment-method flow

Merchant considerations

Merchants should consider several factors before integrating Public Bank.

Market Limitation

Only available to consumers and merchants in Malaysia.

No Recurring Payments

Does not support recurring payment setups.

No One-Click Checkout

Lacks one-click payment convenience.

Integration

Ensure compatibility with your existing Shopify setup.

Refund Process

Refund support details are not specified, requiring further inquiry.

Compare Public Bank with common alternatives

Public Bank is the best choice when local checkout fit in Malaysia matters more than generic international coverage.

MethodBest for
Public BankBest choice
Malaysia local sales
Maybank
Maybank coverage
Cimb Bank
Cimb Bank coverage

Integration pathway

Enable via your processor

Add the method through your payment service provider or processor configuration.

Connect it to Shopify checkout

Configure the Shopify-compatible payment flow so customers can see the method at checkout.

Optimise with CartDNA

Use CartDNA to prioritise local relevance, compare payment fit, and improve checkout performance.

Popular questions

Frequently asked questions about Public Bank for Shopify

What is Public Bank on Shopify?
Public Bank is a bank transfer payment method for Shopify merchants in Malaysia.
Who should offer Public Bank?
Merchants targeting Malaysian consumers who prefer bank transfers should offer this method.
Does Public Bank support recurring payments?
No, Public Bank does not support recurring payments.
Does Public Bank support one-click checkout?
No, Public Bank does not support one-click checkout.
What should merchants review before enabling Public Bank?
Merchants should ensure their target market aligns with Malaysia and understand the lack of recurring and one-click payment features.

Increase Malaysia conversions with Public Bank

Enable local payments and reduce checkout drop-off.

Integrating Public Bank can enhance your payment options for Malaysian consumers, providing a secure and traditional payment method. CartDNA supports you in seamlessly adding Public Bank to your Shopify store, ensuring a smooth and efficient payment process. Start optimising in minutes with your existing Shopify setup.