What you will get from this guide
Germany is one of the most lucrative e-commerce markets in Europe, but it is also one of the most unique.
Unlike many other countries, German customers strongly prefer local, trusted payment methods over
international credit cards.
For dropshipping businesses, choosing the right payment options is not optional—it directly impacts
conversion rates, cart abandonment, and customer trust. In 2026, German shoppers expect flexibility,
security, and familiarity at checkout.
This guide explains the most important German local payment methods for dropshipping, how they work,
and which ones you should prioritize to succeed in the German market.
Why Local Payment Methods Matter in Germany
German consumers are known for being cautious, privacy-focused, and security-driven when shopping online.
Many shoppers do not own credit cards, and even those who do often prefer alternatives that feel safer
and more familiar.
Offering local payment methods helps:
Increase checkout trust
Reduce cart abandonment
Improve conversion rates
Meet customer expectations
For dropshippers, adapting to these preferences is essential for long-term success in Germany.
Popular 
German Local Payment Methods for Dropshipping
Each option below includes what it is, who can onboard, and where it wins. You can mix these methods to cover trust, speed, and affordability.
If you operate from the UK, EU, or outside Europe, focus on providers that support cross-border onboarding.
Klarna: Buy Now, Pay Later
Klarna is one of the most trusted payment providers in Germany, especially for invoice payments and flexible installment options.
German shoppers often prefer to receive their products first and pay later, which aligns perfectly with Klarna’s Pay Later and Pay in Installments solutions.
For drop-shippers, Klarna reduces payment risk by handling credit checks and customer payments, while you receive funds upfront.
SOFORT
Direct bank transfer methods remain extremely popular in Germany. SOFORT allow customers to pay directly from their bank accounts without using credit cards.
These methods are seen as secure and trustworthy because they are connected to well-known German banking systems.
Drop-shippers benefit from low transaction fees and reduced chargeback risks compared to card payments.
Wero
Wero is a secure online payment platform that enables customers to make fast and convenient payments for goods and services. It supports multiple payment methods and is designed to provide a smooth checkout experience.
Paying with Wero is easy: select Wero at checkout, enter the required payment information, and confirm the transaction. All payments are processed securely with advanced encryption and fraud protection measures.
Wero offers benefits such as quick payment processing, reliable security, and a seamless customer experience. Shoppers enjoy a trustworthy and convenient way to pay, while merchants gain a dependable payment solution.
Accepting Wero allows online stores to offer a modern and secure payment option, helping to increase customer confidence and improve completed purchase rates.
SEPA Direct Debit
SEPA Direct Debit allows merchants to collect payments directly from a customer’s bank account across the European Union, including Germany.
This method is commonly used for subscriptions, repeat purchases, and trusted online stores. German customers appreciate its simplicity and familiarity.
While it requires strong fraud prevention measures, SEPA Direct Debit can be a powerful option for drop-shippers with returning customers.
Billink
Billink is a convenient “pay later” payment solution that allows customers to make purchases online and pay afterward, usually within a set period such as 14 or 30 days. This gives shoppers flexibility while keeping the checkout process simple.
Paying with Billink is straightforward: select Billink at checkout, provide the necessary details, and the order is confirmed. Billink handles the payment collection directly from the customer according to the agreed terms.
Billink offers benefits such as increased customer trust, reduced cart abandonment, and a smooth payment experience. It’d especially popular in markets where customers prefer to see and check their purchases before paying.
Accepting Billink allows merchants to offer flexible payment options, improve conversion rates, and provide a reliable and secure checkout experience for their customers.
Mondu
Mondu is a modern “buy now, pay later” (BNPL) solution that lets customers split their payments into installments, providing flexibility while shopping online. It is perfect for online stores aiming to increase conversions and make purchases easier for their customers.
Using Mondu is straightforward: select Mondu at checkout, choose your preferred installment plan, provide minimal personal and payment information for approval, and confirm your order.
Mondu handles the installment payments automatically.
This payment method offers flexible installments, instant approval for shoppers, and a seamless checkout experience. It helps businesses improve conversion rates, increase average order value, and cater to customers who prefer “buy now, pay later” options.
Mondu is ideal for online shoppers seeking flexible payment options and merchants targeting markets where BNPL solutions are popular. Clear communication of installment plans and repayment schedules ensures a smooth payment experience for everyone.
Payz
Payz is a secure online payment solution that allows customers to make fast and reliable payments for goods and services. It supports multiple currencies and payment methods, making it suitable for international shoppers.
Paying with Payz is simple: select Payz at checkout, enter your payment details, and confirm the transaction. The platform ensures that all payments are processed securely using advanced encryption and fraud protection.
Payz offers benefits such as quick payment processing, multi-currency support, and a safe checkout experience for customers.
It helps businesses provide a flexible and trustworthy payment option to their audience.
Accepting Payz allows merchants to expand their reach to international customers, increase trust, and offer a reliable payment solution that encourages completed purchases.
SumUp
SumUp is a flexible payment solution that allows businesses to accept card payments both online and in-person. It is widely used by small and medium-sized merchants for its simplicity, affordability, and reliability.
Paying with SumUp is easy: select SumUp at checkout, enter your card or payment details, and confirm the transaction. SumUp ensures secure processing using advanced encryption and fraud protection systems.
SumUp offers benefits such as fast payment processing, support for multiple card types, and a seamless checkout experience. Customers enjoy a secure and convenient way to pay, while merchants gain a reliable and easy-to-use payment solution.
Accepting SumUp allows online stores to provide a trusted and versatile payment option, helping to improve customer confidence and encourage completed purchases.
Barion
Barion is a secure online payment gateway that allows customers to pay quickly and safely for goods and services. It supports multiple payment methods, including credit and debit cards, e-wallets, and other local payment options.
Paying with Barion is simple: select Barion at checkout, enter the required payment details, and confirm the transaction. The platform ensures all payments are processed with advanced encryption and fraud protection.
Barion offers benefits such as fast payment processing, support for multiple currencies, and a safe, seamless checkout experience.
Customers enjoy flexibility and security, while merchants gain a reliable payment solution.
Accepting Barion allows online stores to provide a trusted and versatile payment option, helping increase customer confidence and encourage successful purchases.
Verifone
Verifone is a global payment technology provider that offers secure and reliable payment solutions for both online and in-store transactions. It supports multiple payment methods, including credit and debit cards, ensuring smooth and efficient payments for customers.
Paying with Verifone is simple: select Verifone at checkout, enter your card or payment details, and complete the transaction. Verifone uses advanced encryption and fraud detection technologies to protect every payment.
Verifone provides benefits such as fast payment processing, multi-currency support, and detailed transaction reporting for merchants. Customers enjoy a seamless and secure checkout experience every time.
Accepting Verifone allows online stores to provide a trusted, flexible, and globally recognized payment option, helping to increase sales and improve customer confidence.
Afterpay Riverty
Afterpay Riverty is a “buy now, pay later” (BNPL) solution that allows customers to split their purchases into installments,
making it easier to manage payments while shopping online. It’s designed to give shoppers flexibility and convenience.
Using Afterpay Riverty is simple: select it at checkout, choose the installment plan that suits you, provide the necessary details, and confirm the order. Afterpay Riverty automatically manages the installment payments.
This payment method offers benefits such as flexible installments, quick approval, and a seamless checkout experience. Customers can shop without upfront payment while merchants can increase conversion rates and average order value.
Accepting Afterpay Riverty allows online stores to provide a modern, flexible, and trusted payment option, enhancing customer satisfaction and encouraging repeat purchases.
Paysafecard
Paysafecard is a prepaid voucher payment method that allows customers to make online purchases without using a bank account, credit card, or digital wallet.
Shoppers simply enter a 16-digit voucher code at checkout, making Paysafecard a highly secure and privacy-focused payment option across Europe.
For Shopify and drop-shipping stores, Paysafecard helps attract security-conscious users, reduce fraud risks, and offer an accessible payment solution for customers who prefer
prepaid and anonymous transactions.
Billie
Billie is a “buy now, pay later” (BNPL) solution designed for businesses to offer flexible invoice and installment options to their customers. It allows shoppers to pay for purchases over time, improving affordability and convenience.
Paying with Billie is simple: select Billie at checkout, provide the required information, and confirm the order. Billie then manages the payment schedule, ensuring installments are collected according to the agreed plan.
Billie offers benefits such as flexible payments, quick approval, and a seamless checkout experience. Customers can complete purchases without upfront full payment, while merchants benefit from increased conversion rates.
Accepting Billie allows online stores to provide a modern and trusted BNPL option, enhancing customer satisfaction, improving sales, and encouraging repeat purchases.
Amazon Pay
Amazon Pay is a secure and convenient online payment service that allows customers to pay using their Amazon account. It provides a familiar and trusted checkout experience, leveraging the payment methods already saved in the customer’s Amazon account.
Paying with Amazon Pay is simple: select it at checkout, log in with your Amazon account credentials, and confirm the payment.
Transactions are processed securely, using Amazon’s advanced encryption and fraud detection systems.
Amazon Pay offers benefits such as fast checkout, access to millions of Amazon customers, and enhanced security for payments.
Customers enjoy a smooth, familiar payment experience while merchants benefit from increased trust and conversions.
Accepting Amazon Pay allows online stores to provide a well-known and reliable payment option, making it easier for customers to complete purchases and improving overall sales.
Click to Pay
Click to Pay is a secure, digital checkout solution that simplifies online payments by allowing customers to pay using saved card information without entering full card details.
It works with major card networks like Visa, Mastercard, and American Express.
Paying with Click to Pay is easy: select Click to Pay at checkout, authenticate with your credentials, and confirm the payment.
Transactions are processed securely using advanced encryption and tokenization technologies.
Click to Pay offers benefits such as faster checkout, enhanced security, and a convenient experience for returning customers.
It reduces friction during checkout, helping to lower cart abandonment rates.
Accepting Click to Pay allows merchants to provide a modern, trusted, and convenient payment method,
improving customer satisfaction and encouraging more completed purchases.
Bigbank
Bigbank is a financial service provider offering secure online payment and lending solutions. It enables customers to make purchases conveniently and, in some cases, pay in installments or through financing options.
Paying with Bigbank is simple: select Bigbank at checkout, provide the necessary payment or financing details, and confirm the transaction. All payments are processed securely, ensuring customer information and funds are protected.
Bigbank offers benefits such as flexible payment options, fast processing, and secure transactions. Customers enjoy convenience and flexibility, while merchants gain a reliable and trustworthy payment solution.
Accepting Bigbank allows online stores to provide versatile payment methods, increase customer confidence, and encourage completed purchases by offering flexible financing options.
Skrill
Skrill is a secure digital wallet and online payment platform that allows customers to send and receive money, pay for goods and services, and manage transactions online. It supports multiple currencies and global payments.
Paying with Skrill is simple: select Skrill at checkout, log in to your Skrill account, and confirm the payment. Transactions are processed securely using advanced encryption and fraud protection measures.
Skrill offers benefits such as fast transactions, multi-currency support, and a seamless payment experience. Customers enjoy convenience and security, while merchants benefit from a reliable and widely recognized payment solution.
Accepting Skrill allows online stores to provide a trusted, flexible, and secure payment option, enhancing customer confidence and encouraging completed purchases.
Revolut
Revolut is a digital banking and payment platform that allows customers to make fast, secure, and convenient payments online.
It supports multiple currencies and is widely used for international transactions.
Paying with Revolut is easy: select Revolut at checkout, log in to your account, and confirm the payment. Transactions are processed instantly, with advanced security measures to protect personal and financial information.
Revolut offers benefits such as instant payments, multi-currency support, and real-time transaction tracking. Customers enjoy a seamless and flexible payment experience, while merchants benefit from faster settlements.
Accepting Revolut allows online stores to provide a modern, secure, and trusted payment option, enhancing customer confidence and increasing the likelihood of completed purchases.
TrustPay
TrustPay is a secure online payment service that allows customers to make fast and reliable payments for goods and services.
It supports multiple payment methods, including cards, bank transfers, and e-wallets, making it versatile for international shoppers.
Paying with TrustPay is simple: select TrustPay at checkout, enter the required payment details, and confirm the transaction.
All payments are processed securely with advanced encryption and fraud protection measures.
TrustPay offers benefits such as quick payment processing, multi-currency support, and a seamless checkout experience.
Customers enjoy flexibility and security, while merchants gain a trustworthy and reliable payment solution.
Accepting TrustPay allows online stores to provide a safe and convenient payment option,
helping to increase customer trust and improve the likelihood of completed purchases.
Best Payment Gateways for German Drop-shipping Stores
Choosing the right payment gateway is crucial for managing multiple German payment methods efficiently.
Popular gateway providers in 2026 include Stripe, Mollie, Adyen, and PayPal Commerce Platform.
These services support Klarna, SOFORT, Giropay, SEPA, and card payments under one integration.
Using a single, reliable gateway helps simplify compliance, reporting, and checkout optimization.
Conclusion
Success in the German drop-shipping market depends heavily on understanding local payment preferences.
In 2026, German shoppers expect flexible, secure, and familiar payment options at checkout.
Investing in the right payment setup is not just a technical decision —
it’s a key growth strategy for long-term success in Germany.
